• Brief Profile


    Mr Deepak Mendiratta is an insurance professional with expertise in the field of Health Insurance. He specialises in new product development and establishing systems and processes using optimum technology. Currently he is associated with Max Healthcare Institute Ltd. and is heading their Health Plans and Health Insurance related issues for all their hospitals. In an earlier role, Mr. Mendiratta was responsible for establishing and heading a third party administrator with pan India operation in the automobile industry focused on mechanical breakdown insurance. His areas of interest are policy formulation and product development in private and social health insurance. He has been trained in UK and holds a Masters degree in Business Administration.

Questions Answered by me

There are many relevant issues that have been raised in this query by you.

The first is the practice of Group Health Insurance provided by...

Answered on : 29 Dec 2010

Yes, you can go for a combined mediclaim policy. But your in-laws need to go for certain tests because their age has crossed the age limit of 45...

Answered on : 15 Dec 2008

Yes, it will effect the payment of the insurance claim. The policy specifically excludes coverage of any illness, injury or disease, which is a...

Answered on : 08 Jul 2008

No retail / individual health insurance will cover expenses post your kidney problem. The only option that you may have for covering your expenses...

Answered on : 12 Feb 2008

In health insurance there is a clear demarcation for coverage of diseases, which occur before taking a policy and those, which occur after taking...

Answered on : 03 Jan 2008

The OPD cover in health insurance is not provided for retail policies but may be provided in group policies viz. corporate insurance covers but...

Answered on : 17 Nov 2007

The out-patient department (OPD) cover in health insurance is not provided for retail policies, but may be provided in group policies viz....

Answered on : 16 Nov 2007

Typically, insurers shy from giving health insurance cover for people above a certain age group because of increased possibility of getting a...

Answered on : 09 Jun 2007

They rate good, both in terms of coverage and premiums especially for the age category of your parents. Also you may want to check out the Bajaj...

Answered on : 05 Jun 2007

Yes, it does. The premium that you pay covers the risk for the year and nothing more. I realise that you might be comparing this with the life...

Answered on : 30 Mar 2007
  • Dr Deepak  Mendiratta's picture
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  • New Delhi
    India